Auto insurance/Vehicle insurance is a competitive market, it pays to shop around....

 
         

Car Insurance Overview

Car insurance is a very competitive market and you can usually save yourself a lot of money by shopping around each time you come to renew your insurance. Some of the internet insurance providers can provide a significant saving over their high-street rivals. Often on-line quotes are available, as long as you don't have any driving convictions. If you do have convictions (usually within the last five years) then the online service will often not be able to provide you with a quote.

Offers:

Often, discounts may be offered by a provider of an existing service such as your vehicle breakdown service, your bank or pension-provider etcetera... It is always worth trying existing service providers to see if they offer discounts which might make their motor insurance particularly attractive.

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Nowadays, it is not unusual for your utlilty providers (gas, electric and telephone) to offer significant discounts for motor insurance, and using an existing provider that you trust always gives you peace of mind if you know that they have a good customer service record.

Offers:

Always examine what is on offer from your motor insurance when it comes to things such as a courtesy car if your vehicle is out of action. How easy does the insurer nake it for you to report an accident and get your vehicle repaired quickly and professionally? Do they let you find your own repairer? Is the courtesy car available immediately and is there a time-limit in the event that you will need to get a new car?

If you have an older vehicle, make a judgment on whether you need costly fully comprehensive insurance rather than just third party. This could save you a lot of money, but of course you will be liable for your own repairs if you damage your own car, and you may not get the added 'perks' of some comprehensive policies such as the use of a courtesy car in the event of your car being out of action.

Use the navigation bar in the right hand sidebar or the standard hyperlinks at the foot of the page to take you to the relevant sections with appropriate links to insurance services to meet your needs.

Please take the time to let us know if you don't find what you're looking for in these pages.

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